Aug 2025 – Jul 2026 · built from sample-spend.csv · all figures computed from the file
Total spend$27,150
Average month$2,262
Biggest categoryGroceries$7,236 · 27% of total
Subscriptions$124/mo▲ +58% vs a year ago
Spend by category
Groceries$7,236
Dining$4,156
Insurance$3,720
Utilities$3,468
Shopping$3,094
Gas$2,454
Entertainment$1,797
Subscriptions$1,225
Monthly total
What the numbers say
▲ The quiet leak: subscriptions crept from $79 to $124 a month — up 58% in a year, one small add at a time. Worth a ten-minute audit.
December dining hit $585 against a $346 monthly average. Holiday spike — predictable, so budget for it next year instead of being surprised by it.
▼ Gas fell 26% across the year ($231 → $170/mo).
Overall spending is steady: every month landed between $2,058 and $2,440 — no runaway months, which makes the subscriptions trend the main thing worth acting on.